Click here to join our community of experts to get information on job search, salaries and more.

Credit Analyst

Company: Vaco Technology

Location: Salt Lake City, UT

Posted on: February 03

Job OverviewWe are seeking an experienced and detail-oriented Credit Analyst to support our credit department. The ideal candidate will analyze financial statements, review creditworthiness, and help manage accounts, contributing to optimal cash flow and strong customer relationships. This role is critical in assessing credit risk and supporting business growth.Key Responsibilities
  • Assist in the development and implementation of credit policies and procedures
  • Analyze financial statements and credit reports to assess the creditworthiness of new and existing customers
  • Support the management of a portfolio of accounts ranging from $5,000 to $500,000, with a total portfolio of $7.5 million to $9.5 million at any given time
  • Conduct collection efforts on past-due accounts and assist in negotiating payment terms
  • Collaborate with sales and finance teams to help support business growth while minimizing credit risk
  • Provide regular reports on credit performance and risk exposure to credit management
  • Contribute to the continuous improvement of credit and collection processes
Qualifications
  • Bachelor?s degree in Finance, Accounting, or related field
  • 3 years of experience in credit (AR) analysis, preferably in a high-volume or B2B environment
  • Strong understanding of financial statements and credit analysis techniques
  • Excellent analytical and communication skills
  • Proficiency in financial modeling and advanced Excel skills
  • Experience with ERP systems and credit management software
Key Skills
  • Strategic thinking and decision-making
  • Risk assessment and management
  • Financial analysis
  • Negotiation and conflict resolution
  • Process improvement
Similar Jobs